NOTE: Stipulations of Fact and Consent to Penalty (SFC); Offers of Settlement (OS); and Letters of Acceptance Waiver, and Consent (AWC) are entered into by Respondents without admitting or denying the allegations, but consent is given to the described sanctions & to the entry of findings. Additionally, for AWCs, if FINRA has reason to believe a violation has occurred and the member or associated person does not dispute the violation, FINRA may prepare and request that the member or associated person execute a letter accepting a finding of violation, consenting to the imposition of sanctions, and agreeing to waive such member's or associated person's right to a hearing before a hearing panel, and any right of appeal to the National Adjudicatory Council, the SEC, and the courts, or to otherwise challenge the validity of the letter, if the letter is accepted. The letter shall describe the act or practice engaged in or omitted, the rule, regulation, or statutory provision violated, and the sanction or sanctions to be imposed.

Shaniqua N.White
OS/2008015003001

White converted $1,800 from a customer by creating a temporary ATM card in the customer’s name without the customer’s permission or consent, and used the unauthorized ATM card to withdraw $1,800 from the customer’s bank account for her own use and benefit. White failed to respond to FINRA requests for information and documents and to appear for a FINRA on-the-record interview.

Shaniqua N.White: Barred

Tags: ATM